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Find the Best Credit Repair Companies in West Palm Beach, FL

A bad credit rating can have multiple consequences, including making it difficult for you to qualify for car loans and home mortgages. For the right customers, credit repair services can help raise your credit score so you are eligible for loans and can save money with lower interest rates. We researched the best credit repair in West Palm Beach to help you find out if one is right for you.

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Compare Top Credit Repair Companies

#1 OUR FAVORITE
Credit Saint
Overall satisfaction rating
  • Free credit consultation
  • Available in West Palm Beach
  • Most comprehensive credit repair assistance available
  • BBB accredited business

Improve your credit score!

Learn More (478) 845-6310 Read More
#2
Sky Blue Credit Repair
Overall satisfaction rating
  • Available in West Palm Beach
  • 90-day satisfaction guarentee
  • Disputes 15 items every 35 days
  • Best in class support

Sky Blue Credit Repair is a credit repair and restoration company. Their counselors are paid by salary, not commission. The firm offers help to individuals and families looking to clean up their credit histories and learn how to improve their financial lives and offers faster disputes than other companies with a rate of 15 items every 35 days.

Learn More (888) 751-6072 Read More
#3
The Credit People
Overall satisfaction rating
  • Get started for just $39
  • No hidden fees or added costs
  • Unlimited disputes
  • Available in West Palm Beach

Raise your credit score in as little as 60 days by working directly with the credit experts at The Credit People. Your credit expert will develop a credit improvement strategy that includes challenging and removing questionable items from your credit report.

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#4
The Credit Pros
Overall satisfaction rating
  • Lifetime guarentee
  • Multiple payment options
  • Free mobile app
  • Available in West Palm Beach

The Credit Pros is a national credit repair company dedicated to helping clients remove inaccurate information from their credit reports.

Learn More (844) 441-1397 Read More
Creditrepair.com
Overall satisfaction rating
  • 24/7 tracking
  • Available in West Palm Beach
  • Personalized help
  • $99.95/month

CreditRepair.com goes beyond one-time credit repair to help clients achieve lifetime credit success. They do more than remove negative items from a credit report

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Lexington Law
Overall satisfaction rating
  • Over 10 years experience
  • Free credit report summary
  • Available in West Palm Beach
  • Free credit report summary

Lexington Law is a credit repair and credit education firm that helps people all over the United States find affordable and legal ways to dispute credit inaccuracies and repair bad credit. They are staffed with attorneys and paralegals trained in credit law and consumer protection statutes.

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Matrix Score System
  • Clients have seen 120+ point credit score gain
  • Over 20 years of experience
  • No monthly service fees
  • Constant communication
Location
2385 NW. Executive Center Dr., Ste. 100
Boca Raton, FL 33431
(561) 745-0088
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First Choice Credit Management
  • Custom savings plan
  • Customers have seen 75% in settlement savings
  • Settle millions of dollars each month
  • Lower repayment amount than many other programs
Location
1665 Palm Beach Lakes Blvd., Ste. 800 W
Palm Beach, FL 33401
(561) 935-1958
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Total Credit Rehab
  • 24/7 access
  • Award winning results
  • Frequent email and text alerts
  • Free credit evaluation
Location
1897 Palm Beach Lakes Blvd., Ste. 209
West Palm Beach, FL 33409
(561) 653-1437
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Credit repair in West Palm Beach

West Palm Beach Skyline

If you’re stuck with a low credit score, you’re not alone. Around 43 million Americans struggle with bad credit, which can create difficulties in your personal and financial life. It can keep you from getting a reasonable rate on home mortgages, car loans and credit cards.

Credit repair companies in West Palm Beach can offer you ways to repair your credit score. These specialists can guide you through the complex process of disputing incorrect negative items on your credit report, closing out old debts and gradually improving your credit score with proven strategies.

Types and cost of credit repair in Palm Beach

Credit repair companies in West Palm Beach offer a variety of services at different price levels. The basic service will include disputing false or unverifiable items on your credit report, and more expensive services may add benefits such as providing dedicated paralegals for one-on-one follow-up sessions. The process can take as little as a few months or as much as a few years, depending on your credit score, your goals and your debt load.

Once you decide on a credit repair company, the first step is for them to acquire your credit reports. The company may charge a fee for this service. After that, a representative from the company will review the reports to find items that should be disputed and will work to have those items removed from your credit history.

How to avoid credit repair scams in Florida

Before getting started, though, be aware that the credit repair industry is largely unregulated. These tips can protect you from fraud:

  • Avoid companies that demand upfront payment. Credit repair agencies are prohibited for asking for upfront payments for providing services. Although companies are allowed to request a fee to compensate for acquiring copies of your credit report, any request for money beyond that is a warning sign.
  • Beware any company that makes promises that sound too good to be true. It takes time to repair your credit, and any company that promises specific results in a short time frame is unlikely to be able to deliver on their promises.
  • Make sure the company can answer all your questions. If a company is unable to provide you with specific details about the credit repair process or definite answers on the cost of the service, it’s in your best interest to look for a different company.

Be aware that raising your credit score isn’t always a quick process, though a credit repair company can make it go more quickly. A good credit repair company will not only help you fix mistakes on your credit report to raise your score now, but also can provide education on how to keep your credit score high in the future.

Credit Repair Reviews

Credit Saint

Credit Saint is considered one of the most affordable credit repair companies and has an online portal so you can keep track of the progress of disputes. Reviewers in West Palm Beach report mixed experiences concerning customer service and were displeased that most of Credit Saint’s plans don’t offer dispute resolution services.

Credit Saint Learn More (478) 845-6310

Sky Blue Credit Repair

Sky Blue Credit Repair is a highly-rated credit repair specialist with an A+ rating from the BBB. Customers in West Palm Beach were pleased with the company’s solid service, competitive prices and plans that allow you to pause service for a month if you’re having budget issues.

Sky Blue Credit Repair Learn More (888) 751-6072

The Credit People

With over 310,000 unique credit reports processed by their team, The Credit People has thousands of satisfied customers. The Credit People offers low monthly pricing, free credit reports and an Unbeatable Satisfaction Guarantee. According to customers, The Credit People representatives clearly explain what needs to be done for improvement.

The Credit People

The Credit Pros

The Credit Pros helps you dispute items on your credit report, and the company prides itself on providing tools to help people maintain their credit score once it has been repaired. Reviewers in West Palm Beach said the company’s representatives were friendly and easy to talk to, but some customers were put off by the initial setup fees.

The Credit Pros Learn More (844) 441-1397

Creditrepair.com

CreditRepair.com is one of the more expensive credit repair services available, but reviewers typically report a level of service that matches the higher price. With a simple, flat-fee pricing system and online tools that allow you to track dispute progress, CreditRepair.com is a solid choice for customers.

Creditrepair.com

Lexington Law

Lexington Law offers a free consultation and promises to work with integrity to help you repair your credit score. Reviewers say they were pleased with the personalized service they received from their dedicated paralegal and the help they received in credit disputes.

Lexington Law

Matrix Score System

With headquarters in downtown West Palm Beach, Matrix Score Systems receives praise for its straightforward, no-nonsense customer service, professionalism and attention to detail. The company has more than 20 years of experience and has helped hundreds of customers boost their credit scores.

Matrix Score System

First Choice Credit Management

First Choice Credit Management is a local credit repair specialist with good reviews from dozens of satisfied customers. Reviewers are happy with how First Choice went above and beyond to close accounts, get them the results they wanted and lower their loan and credit card interest rates.

First Choice Credit Management

Total Credit Rehab

Total Credit Rehab is a local company that believes in transparency and educating people so they can take control of their credit score. Its employees have earned praise from West Palm Beach residents for their professionalism, impeccable customer service and results-oriented approach. Reviewers also note the company’s dedication to one-on-one assistance.

Total Credit Rehab