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Find the Best Debt Consolidation in West Palm Beach, FL

Debt consolidation can be an attractive solution to out-of-control debts, rising interest rates and multiple monthly payments. By rolling all of your debts into a single monthly payment they can become much easier to manage—making it far easier to stick to your plan and get them all paid off in an orderly fashion. We researched the best debt consolidation in West Palm Beach to help you get your finances back in order.

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#1 OUR FAVORITE
National Debt Relief
Overall satisfaction rating
  • Minimum $10,000 credit card debt required
  • No upfront costs or fees
  • Debt consolidation loan alternative
  • Available in West Palm Beach

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Learn More (844) 462-9121 Read More
#2
Freedom Debt Relief
Overall satisfaction rating
  • Debt consolidation loan alternative
  • Available in West Palm Beach
  • Minimum $15,000 credit card debt required
  • Free, no-risk debt relief consultation

As the largest debt negotiator in the nation, Freedom Debt Relief has resolved over $10 billion in consumer debt. Through their proven debt relief program, they have helped hundreds of thousands of Americans significantly reduce the amount they owe

Learn More (866) 515-6714 Read More
#3
CreditAssociates
Overall satisfaction rating
  • Minimum $10,000 credit card debt required
  • Available in West Palm Beach
  • Free Debt Analysis and consultation
  • Debt consolidation loan alternative

CreditAssociates works with clients to provide fast and affordable debt relief. They provide free consultations for a wide-range of debt needs including credit card, medical, personal loans and more.

Learn More (888) 492-5184 Read More
#4
Accredited Debt Relief
Overall satisfaction rating
  • Available in West Palm Beach
  • Free consultation
  • Minimum $10,000 credit card debt required
  • Debt consolidation loan alternative

From bankruptcy and credit counseling to debt counseling, management, and debt settlement, the experts at Accredited Debt Relief are ready to assist you.

Learn More (877) 566-8703 Read More
#5
CountryWide Debt Relief
Overall satisfaction rating
  • Bad credit OK
  • Minimum $10,000 credit card debt required
  • Available in West Palm Beach
  • Debt settlement services

With a combined 30 years experience and an A+ rating from the Better Business Bureau, CountryWide Debt Relief has helped thousands of people resolve millions of dollars in debt.

Learn More (877) 944-9077 Read More
#6
Pacific Debt
Overall satisfaction rating
  • Minimum $10,000 credit card debt required
  • Free consultation with certified debt counselor
  • No fees until you get results
  • Available in West Palm Beach

At Pacific Debt Inc, a certified debt counselor will act as your personal account manager to work with you with you on a plan to get out of debt

Learn More (619) 492-9990 Read More
#7
Debt Rx
Overall satisfaction rating
  • Minimum $10,000 credit card debt required
  • Free, no obligation debt analysis
  • Available in West Palm Beach
  • Services offered in Spanish

Debt Rx is one of the longest operating Debt Settlement and Debt Negotiation firms in America. Their team of debt negotiators has settled millions of dollars of unsecured debt

Learn More (844) 984-0780 Read More

How to choose debt consolidation in West Palm Beach

West Palm Beach

Growing consumer debt is a serious problem all over South Florida and West Palm Beach. Whether it’s due to medical issues, old student debt or just credit card balances, the average person’s debt in the West Palm Beach/Fort Pierce area is roughly $27,728, near the national average of $29,000, according to the South Florida Sun Sentinel.

West Palm Beach National
Average personal debt $27,728 $29,093
Credit card debt $4,422 $6,375
Average credit score 670 669

The trend of growing debt, combined with slow-to-rise incomes, has made it difficult for some West Palm Beach residents to meet their financial obligations. In these situations, a debt consolidation loan can help to manage finances and reduce overall debt.

Debt consolidation doesn’t always provide a cure-all for eliminating debt, but it can be a practical solution if you’ve got decent credit, you’re diligent about sticking to your payment plan and you’re working with the right debt consolidation companies. In fact, over the long run, debt consolidation can help raise your credit score.

With a debt consolidation loan, which rolls all of your unsecured debt together into a new loan at lower interest, you can focus your attention on one, often-lower monthly payment and avoid missed due dates and late fees from multiple creditors. Many debt consolidation companies offer credit counseling, debt settlement and other resources for their customers as well.

Remember, debt consolidation will not erase debt you’ve accumulated, and it can still take a significant period of time to pay off the loan. But it is often preferable to bankruptcy, which stays on your credit report for as long as a decade and may prevent you from gaining access to future loans.

There are multiple debt consolidation companies available to residents of West Palm Beach. If you decide debt consolidation is the right path to financial stability, the companies below can help get you started.

Debt Consolidation Reviews

National Debt Relief

National Debt Relief is a trusted name in credit card debt settlement. With a source of income, you can quickly qualify and pay no upfront fees until your debt is settled. National Debt Relief can reduce debt up to 49 percent through transparent, helpful customer service, which earns them excellent reviews

National Debt Relief Learn More (844) 462-9121

Freedom Debt Relief

The goal of Freedom Debt Relief is to resolve your debt for much less than you owe, as quickly as possible. The process starts with a personal phone call with a certified debt consultant who reviews your options, then can set up a customized plan with payments you are comfortable with. Clients can then view their progress 24/7 through the online dashboard.

Freedom Debt Relief Learn More (866) 515-6714

CreditAssociates

For debt relief solutions, CreditAssociates works to settle debt in 24 to 36 months. Good credit is not required and customers get a free, no obligation consultation by speaking to trained advisors who are experts in negotiating down debt. Customer reviews speak highly of agents for being professional, helpful and communicative.

CreditAssociates Learn More (888) 492-5184

Accredited Debt Relief

Accredited Debt Relief uses proven negotiators to work with top debt relief companies across the country, helping customers settle their debts for less than what they owe. The company is an accredited member of the American Fair Credit Council and gives back to community charities monthly. Customers often give Accredited Debt Relief five star reviews, noting their professional, personalized service.

Accredited Debt Relief Learn More (877) 566-8703

CountryWide Debt Relief

At CountryWide Debt Relief, approval of a debt consolidation option is guaranteed and you can see what you qualify for in a matter of minutes. A variety of plans try to get customers debt-free in just a year or two. Case studies on their website show how debt consolidation plans have worked for others.

CountryWide Debt Relief Learn More (877) 944-9077

Pacific Debt

With certified debt counselors to guide your debt settlement every step of the way, Pacific Debt charges no upfront fees until you get results. The company has helped settle more than $200 million in debt for clients. Reviews speak highly of having access to a personal account manager who can help set up an affordable payment plan.

Pacific Debt Learn More (619) 492-9990

Debt Rx

Debt Rx is an experienced debt settlement company. They work with people having $7,500 or more in credit card debt. The company prides itself on being smaller than its competitors to better focus on personal service to find individual solutions for debt relief. For those behind on payments, Debt Rx may be the right prescription to ease the pain of being in debt.

Debt Rx Learn More (844) 984-0780