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Find the Best Life Insurance Quotes in West Palm Beach, FL

Life insurance isn’t always comfortable to think about, but it’s crucial to ensure our family and loved ones have the resources they need to be comfortable after we’re gone. We researched the best life insurance in West Palm Beach to protect your family’s financial security.

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Compare Top Life Insurance Companies

#1 OUR FAVORITE
Policygenius
Overall satisfaction rating
  • Best rates all in one place
  • Helped over 4.5 million customers
  • Experience covering people with complex medical histories
  • Available in West Palm Beach

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#2
EverQuote
  • Get matched with insurers that fit your needs & budget
  • No-obligation quotes
  • Works directly with dozens of carriers
  • Available in West Palm Beach
Location
Serves residents in
West Palm Beach, FL
(855) 522-3444
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#3
Bankers Life
  • Term, whole and universal policies available
  • Provides consulting to find the best policy
  • Customized plans to fit your needs
  • National company with local branch
Location
1601 Belvedere Rd., Ste. 301S
West Palm Beach, FL 33406
(561) 689-3592
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#4
Rothrock & Associates
  • Independent agents working with multiple providers
  • BBB accredited
  • Comparisons for multiple policies
  • Florida Association of Insurance Agents Member
Location
360 Columbia Dr., Ste. 104
West Palm Beach, FL 33409
(561) 471-8781
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Williams Agency
  • M-F: 9am - 5pm
  • Closed Sat and Sun
  • williamsagencies.org
Location
1645 Palm Beach Lakes Blvd., Ste 360
West Palm Beach, FL 33401
(954) 735-0681
Direct Auto & Life Insurance
  • M-F: 9am - 5:30pm
  • Closed Sat and Sun
  • directgeneral.com
Location
2845 N. Military Trl., Ste. 1
West Palm Beach, FL 33409
(561) 615-8337
Allstate Insurance: Richard P. Lydon
  • M-F: 8:30am - 5:30pm
  • Closed Sat and Sun
  • agents.allstate.com/richard-p-lydon-west-palm-beach-fl.html
Location
2845 N. Military Trl., Ste. 3
West Palm Beach, FL 33409
(561) 687-1800
Mutual of America
  • M-F: 9am - 5pm
  • Closed Sat and Sun
  • mutualofamerica.com
Location
1450 Centrepark Blvd., Ste. 200
West Palm Beach, FL 33401
(561) 471-1445
M&M Insurance Agency
  • M-F: 8am - 5pm
  • Closed Sat and Sun
  • mminsuranceinc.com
Location
6076 Okeechobee Blvd., Ste. 41
West Palm Beach, FL 33417
(561) 296-2825

How to choose life insurance in West Palm Beach

West Palm Beach Skyline

It’s not easy to face the possibility of unexpected death, but it’s essential to make a plan if you have a significant other, children or other members of your family who rely on you. Life insurance is one of the best ways to protect your family’s financial stability after you’re gone.

The benefits from a life insurance policy can be used to cover funeral costs, provide income replacement, pay outstanding debts or provide an education fund for your children. Everyone benefits from life insurance—even those without a partner or children may have other family members who would be helped by the death benefit.

There are two main types of life insurance in West Palm Beach:

  • Term life insurance is designed to pay out during a pre-agreed term, typically from one to 30 years. Most plans offer a level payout, which means the death benefit stays the same throughout the term of the policy.
  • Whole life insurance doesn’t expire and covers the insured party for life. These policies tend to be more expensive and have a cash value that can sometimes be borrowed against. Unlike term life insurance, whole life policies have a guaranteed return on value.

Universal life insurance, a form of whole life insurance, is becoming increasingly popular in West Palm Beach. Universal life insurance has death benefit and cash value components, and policyholders can access the cash value to potentially skip a premium or even borrow a small amount during hard times.

The cost of life insurance in West Palm Beach

The cost of your life insurance premiums will depend on the amount of the benefit and type of policy. Your insurance company’s actuaries will also look at individualized factors, including;

  • Age
  • Gender
  • Medical history
  • Alcohol and tobacco use
  • Hazardous hobbies or professions
  • Driving record

When choosing a life insurance provider in West Palm Beach, make sure to look for a financially stable company you can trust. Companies such as MetLife, Prudential Financial, State Farm and New York Life Insurance Group are all popular choices with a history of excellent service that serve the West Palm Beach area.

Life Insurance Reviews

Policygenius

Policygenius provides an easy online portal for comparing different life insurance policies. West Palm Beach reviewers are pleased with how Policygenius was able to simplify the purchasing process and increase transparency while maintaining privacy when it comes to personal information.

Policygenius Learn More

EverQuote

EverQuote has become a major online source for life insurance quotes. The company provides an online application and matches you with life insurance companies that best fit your needs. Customers from West Palm Beach say it was easy to use EverQuote’s platform, but some users were confused to find they weren’t dealing directly with an insurance carrier.

EverQuote

Bankers Life

Bankers Life focuses on helping West Palm Beach residents enjoy a financially secure retirement through a variety of services, including providing life insurance. The company strives to build a strong relationship with its customers who appreciate the company’s experience and expertise.

Bankers Life

Rothrock & Associates

Rothrock & Associates has multiple certifications, including from the FAIA, and is a local provider for MetLife and American Integrity. West Palm Beach customers praise Sean Rothrock’s personalized attention to detail and his ability to explain policies and lower the price of premiums whenever possible.

Rothrock & Associates