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Find the Best Mortgage Lenders in West Palm Beach, FL

It’s a great time to purchase a home in West Palm Beach. If you are looking to enter this buyer’s market, it’ll be important to find a mortgage company that connects you with the right loan. We researched the best mortgage lenders in West Palm Beach to help you find the right combination of favorable terms and supportive guidance.

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    Compare Top Mortgage Lenders

    #1 OUR FAVORITE
    AmeriSave
    Overall satisfaction rating
    • Get your personalized rates online
    • Fixed rate mortgages
    • Available in West Palm Beach
    • FHA loans

    Close in as few as 25 days!

    (866) 815-0655 Read More
    #2
    HomeDirect
    Overall satisfaction rating
    • Secure online application process
    • Apply online
    • VA loans
    • Available in West Palm Beach

    This direct lender is a division of Bank of Oklahoma Financial. It uses the latest technology like an online automated application system to help clients get the money and information they need as efficiently as possible.

    Read More
    #3
    Palm Beach Mortgage
    • Refinancing services
    • Purchasing assistance
    • FHA loans
    • Online application
    Location
    5589 Okeechobee Blvd., Ste. 105
    West Palm Beach, FL 33417
    (561) 609-0728
    Read More
    #4
    CTC Mortgage
    • Jumbo mortgage lender
    • Home purchasing & refinancing
    • FHA loans
    • Fixed & adjustable rate mortgages
    Location
    1475 Centrepark Blvd., Ste. 301
    West Palm Beach, FL 33401
    (800) 610-3570
    Read More
    Ideal Lending Solutions
    • M-F: 9am - 6pm
    • Closed Sat and Sun
    • ideallending.net/west-palm-beach
    Location
    5589 Okeechobee Blvd., Ste. 101 & 203
    West Palm Beach, FL 33417
    (844) 994-3325
    Christian Penner Mortgage Team
    • Open 24 hours
    • christianpenner.com
    Location
    712 U.S. Highway 1, Ste. 300
    North Palm Beach, FL 33408
    (561) 316-6800
    Palm Beach First Financial and Mortgage: Eric Lieberman
    • M-F: 9am - 5pm
    • Closed Sat and Sun
    • palmbeachfirst.com/eric-lieberman-mortgage
    Location
    120 S. Olive Ave., Ste. 602
    West Palm Beach, FL 33401
    (561) 820-4895
    Buena Vista Lending Group
    • M-F: 9am - 5pm
    • Closed Sat and Sun
    • bvlending.com
    Location
    2537 Forest Hill Blvd.
    West Palm Beach, FL 33406
    (561) 641-4663
    Elite Lending Team
    • M-Sat: 9am - 5pm
    • Closed Sun
    • myelitelending.com
    Location
    700 U.S. Highway 1, Ste. D
    North Palm Beach, FL 33408
    (561) 373-4149

    How to choose a mortgage lender in West Palm Beach

    With home supply exceeding demand, now is a great time to consider a mortgage in West Palm Beach. Both Zillow and realtor.com describe West Palm Beach as a buyer’s market. Median sale prices range from $224,000 to $247,000.

    Home prices in West Palm Beach have historically been somewhat volatile, but rapid recovery from the recession of 2008-09 and a steady influx of new residents show great promise for the future of housing prices all over South Florida.

    Interest rates, a major factor in mortgages, are slowly rising but still at historic lows. Combined with the relatively low housing prices in the area, this makes it an ideal time to work with a mortgage lender in West Palm Beach.

    So, which neighborhood in West Palm Beach is right for you? That’s ultimately a personal decision you’ll make based on the local culture, accessibility of amenities and features. But there are many desirable neighborhoods, including:

    • Flamingo Park
    • Grandview Heights
    • El Cid
    • Old Northwood
    • Sunshine Park
    • Central Park

    In terms of affordability, West Palm Beach is still substantially more affordable than nearby areas in South Florida, and crime has been dropping over the past 10 years.

    When considering mortgage lenders in West Palm Beach, keep in mind that each lender will have different requirements regarding credit scores and down payments, and rates can differ. There are also different types of mortgages:

    Type of mortgage Typical borrower
    Conventional Borrowers with good credit, employment history, ability to put 3% down
    Jumbo Wealthy borrowers with high income, strong credit, ability to put substantial money down
    Government-insured Borrowers with low cash and weak credit who can’t qualify for a conventional loan

    If you decide West Palm Beach is the right place to purchase a home, there are many reputable companies ready to facilitate your homebuying experience.

    Mortgage Companies Reviews

    AmeriSave

    Amerisave offers an easy-to-navigate website with an online application process for maximum convenience. Customers have closed loans with AmeriSave in as few as 10 days, and about half of all customers close their loans in an average of 25 days. Customers give the company very strong reviews, mentioning the easy and straightforward application process and the helpful support from representatives.

    AmeriSave (866) 815-0655

    HomeDirect

    HomeDirect combines cutting-edge technology with personalized direction from expert mortgage bankers on a one-on-one basis. Numerous satisfied reviews in West Palm Beach cite individual loan officers by name, praising the way HomeDirect can simplify and streamline what’s otherwise a relatively tedious financial process. West Palm Beach customers report feeling increased confidence thanks to HomeDirect’s personalized guidance.

    HomeDirect

    Palm Beach Mortgage

    Palm Beach Mortgage offers the benefits of a local agency with the same level of expertise and reputation you’d expect from a popular national mortgage company. Reviewers praise the personal approach and street-level knowledge, citing the outstanding performance of every member of Palm Beach Mortgage Group’s team when it comes to purchases and refinancing.

    Palm Beach Mortgage

    CTC Mortgage

    CTC Mortgage is a multistate mortgage lender, but it is based in West Palm Beach and has a local feel. The company specializes in VA loans but offers all types of mortgages. Reviewers in West Palm Beach report great rates and trustworthy performance that helped them buy with confidence, promising repeat business. CTC Mortgage has an A+ rating from the Better Business Bureau.

    CTC Mortgage