With a personal loan, borrowers can get access to hundreds, even thousands, of dollars and repay the lender in fixed monthly amounts over time. Our partners at We researched the best personal loans in West Palm Beach so you get competitive rates, low fees, simple terms and the flexibility to spend the money at your discretion.
|
#1
MOST POPULAR
Best Egg
|
|
Features
|
VISIT BEST EGG
CALL BEST EGG
(877) 850-2322
|
Sponsored Ad |
|
#2
FreedomPlus
|
|
Features
|
VISIT WEBSITE
CALL FREEDOMPLUS
(800) 368-0061
|
Sponsored Ad |
|
#3
InstaLoan
|
|
Features
|
Location
2122 N. Military Trl.
West Palm Beach, FL 33409
(561) 293-2930
|
|
|
#4
OneMain Financial
|
|
Features
|
Location
1937 N. Military Trl.
West Palm Beach, FL 33409
(561) 684-5440
|
|
|
Mariner Finance
|
Features
|
Location
2905 N. Military Trl., Ste. A
West Palm Beach, FL 33409
(561) 682-3678
|
||
|
BB&T
|
Features
|
Location
320 Lakeview Ave.
West Palm Beach, FL 33401
(561) 515-1021
|
||
|
SunTrust
|
Features
|
Location
501 S. Flagler Dr.
West Palm Beach, FL 33401
(561) 838-5110
|
||
|
IBERIABANK
|
Features
|
Location
605 N. Olive Ave.
West Palm Beach, FL 33401
(561) 653-5050
|
||
|
Regions Bank
|
Features
|
Location
8100 Okeechobee Blvd.
West Palm Beach, FL 33411
(800) 734-4667
|
Personal loans in West Palm Beach have many benefits. One is the ability to spend the money how you choose. Borrowers use personal loans to pay off credit cards, consolidate debt, settle bills, remodel a home or fund a wedding or vacation.
Other advantages of personal loans include an easy application process, lower interest rates than credit cards, terms up to several years and predictable payments.
Personal loans in West Palm Beach are either secured or unsecured, indicating whether the borrower has put up collateral, like a car, that the lender can seize if the loan is not repaid.
| Type of loan | Is collateral necessary? | Advantages |
|---|---|---|
| Secured personal loan | Yes | Lower interest rates; borrow larger amounts; may be easier to qualify |
| Unsecured personal loan | No | Less risk to personal property; simpler application process |
Personal loans in West Palm Beach are available from online lenders, banks and credit unions. Online companies and banks usually require stronger credit than credit unions. Always check your credit report before applying to make sure there are no errors. If your score is on the lower side — about 660 or below — consider ways to improve your score.
When applying for a personal loan in West Palm Beach, be prepared to show the following:
Try to get offers from many lenders in West Palm Beach. That way, you’ll get terms as favorable as possible. Don’t forget to look beyond interest rates to other possible charges, like an application or origination fee or a prepayment penalty. Lenders are required to disclose the total cost of the loan to you before you sign.
Best Egg |
||
|
|
CALL BEST EGG (877) 850-2322 VISIT BEST EGG |
Best Egg is an online lender offering personal loans with clear terms and fixed monthly payments. Apply online and get anywhere from $2,000 to $35,000 deposited into your account in as little as one business day. Self-service and web tools are available 24/7, and knowledgeable staff are happy to answer questions. Best Egg gets plenty of five-star reviews from customers, who say they wouldn’t hesitate to use the company for another personal loan. Sponsored Ad
|
FreedomPlus |
||
|
|
CALL FREEDOMPLUS (800) 368-0061 VISIT FREEDOMPLUS |
Personal loans from FreedomPlus are available in amounts up to $40,000. Customers apply online and get same-day decisions. Funds are then deposited within 3 business days. All the company needs is a valid ID and verified income and bank account, and your information is always secure. Borrowers can qualify for terms up to five years. Reviewers love the company’s professionalism and efficiency. Sponsored Ad
|
InstaLoan |
||
|
|
InstaLoan has a West Palm Beach location offering personal loans from $500 to $1,500. Customers get quick approval, competitive rates and manageable payment plans. Cash is available in as little as 30 minutes. Start by filling out a short form online, and an InstaLoan representative will get in touch to discuss your options. Plenty of reviewers give the company five stars its friendly staff and expertise. |
|
OneMain Financial |
||
|
|
OneMain Financial has been a trusted lender of personal loans for over 100 years. Borrow between $1,500 and $30,000 by completing an online application and visiting the local West Palm Beach branch. Customers get fixed rates and payments and personalized service. Same-day cash is possible if you are approved by noon. Reviewers have mixed comments about the speed of the loan process at OneMain Financial. |
|
The information on our website is general in nature and is intended for informational purposes only; it is not legal, health, investment or tax advice. ConsumerAffairs.com makes no representation as to the accuracy of the information provided and assumes no liability for any damages or loss arising from its use. We may receive advertising revenue from some partners. See our FAQs for more information. At ConsumerAffairs we take privacy seriously, please refer to our Privacy Policy to learn more about how we keep you protected. You’re responsible for yourself so please remember that your use of this site constitutes acceptance of our Terms of Use. Copyright © 2020 Consumers Unified LLC. All Rights Reserved. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission.